Job Role : Treasury Officer in a cooperative bank is responsible for managing the bank’s liquidity, investments, and financial risk to ensure stable operations and regulatory compliance. The role involves monitoring daily cash flows, maintaining statutory reserves as per guidelines issued by the Reserve Bank of India (or relevant central bank authority), executing investment transactions, and optimizing returns on surplus funds. The Treasury Officer works closely with senior management to support financial planning, manage interest rate risk, and ensure the bank maintains adequate funds to meet its operational and lending requirements. 

Key Responsibilities :

• Monitor daily cash position and maintain adequate liquidity levels.
• Ensure compliance with CRR/SLR requirements as per regulatory norms.
• Manage short-term and long-term investment portfolios.
• Execute money market and interbank transactions.
• Prepare treasury reports for management and regulatory authorities.
• Monitor interest rate movements and market trends.
• Manage asset-liability mismatches (ALM).
• Maintain relationships with financial institutions and counterparties.
• Ensure adherence to internal treasury policies and risk limits.